Personal Debt Settlement

where can i get approved for a personal loan if i have bad credit…I want to consolidate credit cards.?

I have a credit score of 570ish and I want to get an unsecured personal loan to consolidate my credit cards into one payment….what are my options if i dont want to use a debt consolidation or settlement company
Are there any banks that anyone knows of that would approve me…i dont have a cosigner or a car or house to borrow against either.

All you can know about personal loan from this site. It gives some reliable, safe and useful links. It will help you a lot as it helped me.

http://personal-loan-info.freehostia.com/

Personal Finances & Money Management : How Do Debt Settlement Companies Work?